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Memorize your PIN and Do not write your PIN anywhere or store in mobile. Always change the PIN as soon as you receive it. Preferably, change it in every quarter. Never accept assistance or offers from strangers at the ATM. Do not share your Card Number or PIN details with anyone or in response to any phone calls / email / SMS. Bank never asks you about your PIN or personal information over telephone or email. Do not disclose your PIN to anyone including bank employees Store your Card in a secure place and use it carefully so that the EMV chip does not get damaged. Customer Deposit is Secured under DICGC Prevent Unauthorized Transactions in your demat account -> update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL on the same day. ---issued in the interest of investors. KYC IS ONE TIME EXERCISE WHILE DEALING IN SECURITIES MARKETS -ONCE KYC IS DONE THROUGH A SEBI REGISTERED INTERMEDIARY (BROKER DP, MUTUAL FUND ETC) YOU NEED NOT UNDERGO THE SAME PROCESS AGAIN WHEN YOU APPROACH ANOTHER INTERMEDIARY. Simplified Account Opening Kit is available at HO, DEMAT Section of the Bank. No need to issue cheques by investors while subscribing to an IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in the investor's account. Attention Investors: Check your Securities/MF/Bonds in the Consolidated Account Statement issued by NSDL/CDSL every month. NEFT (Mobile Banking) :- Per Transaction Limit :- ₹ 5,00,000 & Daily Limit :- ₹ 5,00,000 RTGS (Mobile Banking) :- Per Transaction Limit :- ₹ 10,00,000 & Daily Limit :- ₹ 10,00,000

Financial Parameters of WBSCB & CCB

Home Financial Parameters of WBSCB & CCB

Due to System Upgradation, all banking platforms shall be unavailable from 8 pm on 08.08.2025 to 8 am on 11.08.2025. Inconveniences caused is regretted. RFP for Selection of vendor for Supply & Installation of Strong Room Door with Air-Ventilator and Exhaust Fan at Helencha Branch of The West Bengal State Co-operative Bank Ltd.

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Due to System Upgradation, all banking platforms shall be unavailable from 8 pm on 08.08.2025 to 8 am on 11.08.2025. Inconveniences caused is regretted.

Notice of Annual Audit 2024-25

Relaxation in terms of Small Size Locker with minimum Savings Deposit Rs.10,000/-

Applications are invited for the post of Cooperative Interns for the West Bengal State Coop, Bank & its affiliated DCCBs/CCBs

FINANCIAL PARAMETERS OF WBSCB & CCB

Select District central Cooperative Bank Ltd

FINANCIAL PARAMETERS OF THE WEST BENGAL STATE COOPERATIVE BANK LTD

Subject	As on 31.03.2022 (Rs. In Lac)	As on 31.03.2023 (Rs. In Lac)	As on 31.03.2024 (Rs. In Lac)
CD Ratio	77.23 %	91.52 %	79.60 %
Total Deposit	11,90,572.00	11,01,561.91	13,87,818.81
Loans and Advance	9,19,463.00	10,08,164.76	11,04,758.17
Share Capital	16,102.00	17,184.63	17,937.01
Net Worth	57,404.00	73,869.00	93,347.00
Total Assets	18,49,096.00	23,33,855.45	25,12,800.58
KCC Holders (Active)	2,12,494	2,11,317	2,12,583
Loans Issued under Crop Loan For Crop Loan For 3 Regions of the Bank For CCBs	4,58,953.47 39,995.19 4,18,958.28	4,60,818.65 42,861.38 4,17,957.27	4,68,858.11 44,745.13 4,24,112.98
No. of Member PACS	937	920	920
Net Profit / Loss	10,080.00	15,021	18,682

Financial Parameters of Bankura District central Cooperative Bank Ltd.

Subject	As on 31.03.2014 (Rs. In Lac)	As on 31.03.2015 (Rs. In Lac)
CD Ratio	67.27	72.02
Total Deposit	80016.47	85167.83
Loans and Advance	53754.20	61335.47
Share Capital	2082.82	2316.43
Net Worth	6627.06	7016.75
Total Assets	115869.89	124158.87
KCC Holder	101735	103201
Loans and Advances issued Crop Loan	44058.48 28419.49	51171.40 32253.73
No. of Members(PACS)	321	323
Profit After TAX	689.29	197.65
Loss	0	0
No. of Branches	19	19
No. of ATM Counter	01	01
RTGS and NEFT Facility Available or Not	Nil	Available
No. of Employees	117	120
CRAR	8.01	10.70

Financial Parameters of Burdwan Central Co-operative bank Ltd.

Subject	As on 31.03.2014 (Rs. In Lac)	As on 31.03.2015 (Rs. In Lac)
CD Ratio	41.19%	41.64%
Total Deposit	163872.14	172172.59
Loans and Advance	67493.50	71700.73
Share Capital	3471.93	3807.12
Net Worth	8988.29	9611.27
Total Assets	219377.35	234964.24
KCC Holder	222132	224201
Loans and Advances issued Crop Loan	31565.90	36293.72
No. of Members(PACS)	583	583
Profit After TAX	147.48	152.43
Loss	0	0
No. of Branches	39(Including HO)	38
No. of ATM Counter	0	05
RTGS and NEFT Facility Available or Not	Available	Available
No. of Employees	375	371
CRAR	10.56	10.66

Financial Parameters of Howrah District Central Cooperative Bank Ltd.

Subject	As on 31.03.2014 (Rs. In Lac)	As on 31.03.2015 (Rs. In Lac)
CD Ratio	26%	27%
Total Deposit	40225.84	43666.82
Loans and Advance Outstanding	10424.71	11674.66
Share Capital	565.07	585.53
Net Worth	1945.34	2026.69
Total Assets	52802.10	56870.74
KCC Holder	24915	19284
Loans and Advances issued Crop Loan	8085.95 6228.28	9086.76 6355.50
No. of Members(PACS)	197	197
Profit After TAX	44.70	66.31
Loss	0	0
No. of Branches	12	12
No. of ATM Counter	0	0
RTGS and NEFT Facility Available or Not	Availble	Available
No. of Employees	81	82
CRAR	10.59	10.46

Financial Parameters of Hooghly District Central Cooperative Bank Ltd.

Subject	As on 31.03.2014 (Rs. In Lac)	As on 31.03.2015 (Rs. In Lac)
CD Ratio	55.67%	58.92%
Total Deposit	88774.55	101805.28
Loans and Advance Outstanding	49420.53	59987.87
Share Capital	2118.15	2445.94
Net Worth	6194.07	6047.35
Total Assets	123761.01	140003.93
Loans and Advances issued Crop Loan	30400.77	37704.47
No. of Members(PACS)	388	388
Profit After TAX	323.69	631.19
Loss	0	0
No. of Branches	17	18
No. of ATM Counter	1	2
No. of Employees	108	Available
CRAR	NA	7.62

Financial Parameters of Nadia District Central Cooperative Bank Ltd.

Subject	As on 31.03.2014 (Rs. In Lac)	As on 31.03.2015 (Rs. In Lac)
CD Ratio	49.45%	53.00%
Total Deposit	69533.54	81864.72
Loans and Advance Outstanding	34390.08	43382.47
Share Capital	1168.43	1503.36
Net Worth	3417.87	4227.23
Total Assets	89270.19	107239.88
KCC Holder	104335	112069
Loans and Advances issued Crop Loan	15901.91	22162.57
No. of Members(PACS)	388	388
Profit After TAX	323.68	331.19
Loss	0	0
No. of Branches	17	18
No. of ATM Counter	1	2
RTGS and NEFT Facility Available or Not	Available	Available
No. of Employees	108	120
CRAR	-	8.62

Financial Parameters of Malda District Central Cooperative Bank Ltd.

Subject	As on 31.03.2014 (Rs. In Lac)	As on 31.03.2015 (Rs. In Lac)
CD Ratio	0.55%	0.52%
Total Deposit	56525.13	65905.32
Loans and Advance Outstanding	31352.16	34530.87
Share Capital	629.12	681.07
Net Worth	4867.08	4219.57
Total Assets	69536.06	80086.13
KCC Holder
Loans and Advances issued Crop Loan	14322.29 5892.86	16476.61 6817.24
No. of Members(PACS)	155	155
Profit After TAX	576.60	733.57
Loss	0	0
No. of Branches	16	16
No. of ATM Counter	01	03
RTGS and NEFT Facility Available or Not	Available	Available
No. of Employees	109	109
CRAR	12.50	15.19

Financial Parameters of Vidyasagar Central Cooperative Bank Ltd.

Subject	As on 31.03.2014 (Rs. In Lac)	As on 31.03.2015 (Rs. In Lac)
CD Ratio	63.98%	62.08%
Total Deposit	26830.87	32609.20
Loans and Advance Outstanding	69220.35	75983.60
Share Capital	1644.74	1801.94
Net Worth	9531.23	9829.37
Total Assets	138455.75	156308.19
KCC Holder	168270	175693
Loans and Advances issued Crop Loan	15486.28	18730.25
No. of Members(PACS)	767	768
Profit After TAX	664.51	694.28
Loss	0	0
No. of Branches	38	38
No. of ATM Counter	01	04
RTGS and NEFT Facility Available or Not	No	Available
No. of Employees	289	278
CRAR	9.10	9.00

Financial Parameters of The Jalpaiguri Central Cooperative Bank Ltd.

Subject	As on 31.03.2014 (Rs. In Lac)	As on 31.03.2015 (Rs. In Lac)
CD Ratio	1:1.18	1:1.12
Total Deposit	20487.61	22522.78
Loans and Advance Outstanding	17363.33	20177.86
Share Capital	869.23	1362.69
Net Worth	1421.26	1934.29
Total Assets	31224.77	31953.82
KCC Holder	50601	60039
Loans and Advances issued Crop Loan	6241.63	9465.44
No. of Members(PACS)	64691	68261
Profit After TAX	47.21	115.61
Loss	0	0
No. of Branches	17	16
No. of ATM Counter	0	0
RTGS and NEFT Facility Available or Not	Available	Available
No. of Employees	62	63
CRAR	NA	7.36

Financial Parameters of Darjeeling District Central Cooperative Bank Ltd.

Subject	As on 31.03.2014 (Rs. In Lac)	As on 31.03.2015 (Rs. In Lac)
CD Ratio	81.80%	85.03%
Total Deposit	10601.00	12006.00
Loans and Advance Outstanding	86.72	102.09
Share Capital	659.00	731.00
Net Worth	945	1137
Total Assets	14335	15983
KCC Holder	6725	7327
Loans and Advances issued Crop Loan	1103	1341
No. of Members(PACS)	18708	19441
Profit After TAX	-	-
Loss	110	-
No. of Branches	8	8
No. of ATM Counter	0	0
RTGS and NEFT Facility Available or Not	Available	Available
No. of Employees	55	55
CRAR	NA	7.09

Financial Parameters of The Dakshin Dinajpur District Central Cooperative Bank Ltd.

Subject	As on 31.03.2014 (Rs. In Lac)	As on 31.03.2015 (Rs. In Lac)
CD Ratio	95.16%	94.35%
Total Deposit	13857.64	16103.40
Loans and Advance Outstanding	13186.70	15193.66
Share Capital	550.47	662.57
Net Worth	1020.96	1212.05
Total Assets	18128.32	21551.98
KCC Holder	32196	34686
Loans and Advances issued Crop Loan	2721.49	4382.50
No. of Members(PACS)	139	139
Profit After TAX	104.72	91.30
Loss	0	0
No. of Branches	7	7
No. of ATM Counter	0	1
RTGS and NEFT Facility Available or Not	Available	Available
No. of Employees	42	41
CRAR	7.16%	7.55%

Financial Parameters of Mugberia Central Cooperative Bank Ltd.

Subject	As on 31.03.2014 (Rs. In Lac)	As on 31.03.2015 (Rs. In Lac)
CD Ratio	61.19%	51.04%
Total Deposit	53864.12	64909.56
Loans and Advance Outstanding	32959.40	37022.97
Share Capital	736.96	863.45
Net Worth	2021.10	2476.96
Total Assets	69419.52	82356.84
KCC Holder	63378	66703
Loans and Advances issued Crop Loan	31976.55 10476.09	35933.24 12271.50
No. of Members(PACS)	163	163
Profit After TAX	351.77	381.65
Loss	0	0
No. of Branches	11	12
No. of ATM Counter	1	1
RTGS and NEFT Facility Available or Not	Available	Available
No. of Employees	96	101
CRAR	NA	7.02

Financial Parameters of Raiganj Central Cooperative Bank Ltd.

Subject	As on 31.03.2014 (Rs. In Lac)	As on 31.03.2015 (Rs. In Lac)
CD Ratio	75.14%	72.42%
Total Deposit	52791.34	58650.47
Loans and Advance Outstanding	6589.01	7348.73
Share Capital	1056.70	1221.66
Net Worth	5747.07	3212.68
Total Assets	71917.54	78902.11
KCC Holder	14997	15004
Loans and Advances issued Crop Loan	3931.26	4809.21
No. of Members(PACS)	95216	110220
Profit After TAX	280.29	375.63
Loss	0	0
No. of Branches	16	16
No. of ATM Counter	1	3
RTGS and NEFT Facility Available or Not	Available	Available
No. of Employees	77	89
CRAR	5.30	Na

Financial Parameters of Purulia Central Cooperative Bank Ltd.

Subject	As on 31.03.2014 (Rs. In Lac)	As on 31.03.2015 (Rs. In Lac)
CD Ratio	66%	67.46%
Total Deposit	13048.70	13298.58
Loans and Advance Outstanding	8623.93	8971.82
Share Capital	620.70	1110.26
Net Worth	381.02	898.58
Total Assets	17845.66	17678.37
KCC Holder	53264	53264
Loans and Advances issued Crop Loan	6226.20 3226.81	5661.00 3296.96
No. of Members(PACS)	126	127
Profit After TAX	23.61	31.11
Loss	0	0
No. of Branches	7	7
No. of ATM Counter	0	0
RTGS and NEFT Facility Available or Not	No	Available
No. of Employees	43	43
CRAR	NA	7.0

Financial Parameters of Balageria Central Cooperative Bank Ltd.

Subject	As on 31.03.2014 (Rs. In Lac)	As on 31.03.2015 (Rs. In Lac)
CD Ratio	46.75%	43.46%
Total Deposit	37795.83	39778.21
Loans and Advance Outstanding	17670.32	17377.92
Share Capital	1884.05	1248.64
Net Worth	383.49	1524.98(Unaudited)
Total Assets	49970.25	52520.68(Unaudited)
KCC Holder	82030	82308
Loans and Advances issued Crop Loan	11059.87	12343.10
No. of Members(PACS)	129	129
Profit After TAX	140.56	169.65(Unaudited)
Loss	0	0
No. of Branches	11	11
No. of ATM Counter	0	0
RTGS and NEFT Facility Available or Not	Available	Available
No. of Employees	58	53
CRAR	NA	NA

Financial Parameters of Tamluk-Ghatal Central Cooperative Bank Ltd.

Subject	As on 31.03.2014 (Rs. In Lac)	As on 31.03.2015 (Rs. In Lac)
CD Ratio	28%	32.25%
Total Deposit	95495.56	110633.32
Loans and Advance Outstanding	29390.60	35670.23
Share Capital	1734.53	1873.47
Net Worth	3190.69	3629.51
Total Assets	124797.18	142625.91
KCC Holder	251805	291093
Loans and Advances issued Crop Loan	44610.14 27334.48	49456.75 29237.20
No. of Members(PACS)	418	418
Profit After TAX	151.69	288.38
Loss	0	0
No. of Branches	21	22
No. of ATM Counter
RTGS and NEFT Facility Available or Not	Available	Available
No. of Employees	159	155
CRAR	-	5.66

Financial Parameters of Murshidabad District Central Cooperative Bank Ltd.

Subject	As on 31.03.2014 (Rs. In Lac)	As on 31.03.2015 (Rs. In Lac)
CD Ratio	76.01%	76.04%
Total Deposit	42818.00	47921.00
Loans and Advance Outstanding	32544.00	36437.00
Share Capital	1480.00	1651.00
Net Worth	2572	3182
Total Assets	58305	55610
KCC Holder	143867	145274
Loans and Advances issued Crop Loan	27343 13832	36377 16837
No. of Members(PACS)	452	453
Profit After TAX	-	-
Loss	-	-
No. of Branches	18	18
No. of ATM Counter	1	1
RTGS and NEFT Facility Available or Not	Available	Available
No. of Employees	101	96
CRAR	NA	NA