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  1. Home
  2. Products
  3. Deposit
  4. Demand Deposit
  5. Savings Deposit

Products

Deposit
  • Demand Deposit
    • Current Deposit
    • Savings Deposit
  • Term Deposit
Loan
  • Farm Loan Agricultural
    • Short Term Agriculture Operation
    • Self Help Group
    • JLG
  • Farm Loan Allied Agriculture
    • Minor Irrigation
    • Farm Mechanization
    • Fishery
    • Agri-Clinic/Agro-Processing
  • Non-Farm Loan
    • Employees Cooperative Credit Society
    • Housing
    • Personal Loan
  • Agricultural Insurance
Retail Business
  • PAN Card
  • Insurance
    • Atal Pension Yojona
    • LIC’S Group Credit Life Insurance
    • PMJJBY
    • PMSBY
Locker Services
Demat Services

news and event

  • RFP REF NO. WBSCB/TENDER/KASHINAGAR/Interior/1.1 dated 24/02/2022 for SELECTION of VENDOR for COMPOSITE WORK OF INTERIOR FURNISHING ALONG WITH CIVIL WORK, ELECTRICAL WORK, CCTV and HVAC WORK for our KASHINAGAR BRANCH
    Know more
  • CORRIGENDUM-3 : Postponement of RFP No. WBSCB/POS/1.1 dated 29.09.2021 for Procurement of Point-of-Sale Devices
    Know more
  • RFP REF NO. WBSCB/TENDER/Calendar/1.1 dated 10 /11/2021 for SELECTION of VENDOR for PRINTING & SUPPLY OF CALENDAR AND DIARIES FOR THE YEAR 2022
    Know more
  • CORRIGENDUM-2: Extension of Last Date for Bid Submission of the RFP No. WBSCB/POS/1.1 dated 29.09.2021
    Know more

Savings Deposit

Savings Bank Account is the most common type of demand deposit. The depositor can open the account, deposit and withdraw money as and when required. There is a minimum balance required to be maintained and a cheque book is given to the customer with some exception to enable withdrawals. The customers can withdraw money using the withdrawal forms prescribed by bank and available at the branch level. Present Interest Rate is 4% p.a. Introduction not Mandatory

Eligibility

All types of customers including Minor  except business , trading concern and 

Government Institutions  under Budgetary Allocations ordinarily be 

permitted to open Saving Bank Account. However agencies / organization 

like PACS , SFDA, MFALA, Khadi and Village Industries Board. (k) Self-Help 

Groups (SHGs) & Farmer's Clubs etc. can allow to open Savings Bank 

Account.

Minimum 

Amount of 

Deposit

Rs750.00 with cheque book facility and Rs 500.00 without cheque book

Nomination 

facility

Nomination facility is available only for the individual & joint accounts , as 

per ‘ The Co-operative Banks (Nomination) Rules, 1985’

For detail please download the respective forms and visit any Branch of the Bank  with all formalities for opening Current Account.

Saving Deposit with Insurance facility

Insurance Linked Deposit Scheme for the benefit of saving bank account holders opening bank account with a minimum balance of Rs 3000/- for risk cover of Rs 1.00 lakh and eligible age limit 69 years, under the heading   Savings Deposit under SOPAN Scheme.

Financial Inclusion:-Basic Savings Bank Deposit Account

Offering to open Basic Savings Account with Zero balance facility, initially called as ‘No-Frill’. Minimum KYC for opening account. Account to cover Poor and Backward section of the Society. Providing Debit Card, Receipt/ Credit of Money through Electronic Payment Channel, Deposit / Collection of Cheque.        

Disclaimer

Our Initiatives

West Bengal at a glance

Rate of Interest

Interest rate on deposit Rate of interest on loan

Payment Gateways

CBS ATM & POS RTGS & NEFT NACH & ABPS CTS

Online Report submission

Report by DCCBs Report by Bank Officers

Attention Investors

Unclaimed Deposit

NOTICES

Important Links

NABARD RBI RBI's Financial Education Initiative NPCI SEBI IDRBT NAFSCOB West Bengal Coop. Service commission Sebi Complaints Redress System (Scores)
Tender | From the Desk of Management | Audited Accounts
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